Use My Home's Equity
Find low interest ways to borrow.


Use My Home's Equity

You have built up the equity in your home... now let us show you how you can put it to good use!  

  • A line of credit can be a valuable tool and can be used for such things as home improvements, vacations, education or emergencies all with quick access to your funds. 
  • With our competitive rates and friendly service, what are you waiting for?  
  • Contact our loan department today for more details!
  • HSLC NMLS number: 585528

NEW HELOC PROGRAM (Home Equity Line of Credit)

    • 3.99% APR for the first six months
    • $0 Closing Cost
    • Pay interest only for the first 120 months. Borrow up to 85% of your appraisal value.

** The introductory rate will be 3.99 percent for 6 months from loan origination date. The rate increases to a minimum of Prime Rate (currently 5.50%) in month 7. This is also the floor rate after the introductory period. The rate will be based on the Wall Street Journal Prime Rate. Interest only is due for repayment during the HELOC’s entire 10 year term. There will be a $350 “close loan” penalty if loan is closed out within the first 24 months after origination. A full appraisal of subject property required; maximum loan value (LTV) of 85 percent for applicants with median credit scores 680 or above. There is a $10,000 minimum loan amount. With a $5,000 minimum initial draw at closing. Other underwriting factors will apply. Consult tax advisor regarding deductibility of interest. Property insurance will be required.